Charlo Public RecordsMontana

Charlo, a small community in Lake County, MT, had a 2020 population of 385. The median age is about 32, with 26% under 18 and 16% over 65. Gender distribution is nearly equal, with about 51% male and 49% female. Racially, residents are approximately 57% White, 34% Native American, 5% two or more races, and 4% Hispanic or Latino.

Charlo, in Lake County, MT, lacks hospitals within city limits; the nearest major facility is St. Luke Community Healthcare in Ronan, about 10 miles away. Local care is provided by limited clinics and visiting practitioners, leading to healthcare access challenges. Lake County’s uninsured rate is approximately 17%, higher than Montana's average. The population of Charlo is roughly 385, with a significant Native American presence. Common health issues include diabetes, hypertension, and substance use disorders. Healthcare providers per 1,000 residents are below the national average, contributing to disparities in care for rural and indigenous populations.

Charlo, Lake County, MT, is a small rural community with a homeownership rate around 71%, and median home values near $230,000 as of 2024. Rental opportunities are limited, with median rents estimated at $950 monthly. Most housing consists of single-family homes on spacious lots, with some manufactured housing. Market trends show steady value appreciation of about 5% annually in recent years. Neighborhoods are quiet and spread out, offering scenic mountain views. Property taxes are relatively low, averaging 0.79% of assessed home value—roughly $1,800 per year on a median-priced home.

Charlo, located in Lake County, MT, is a small rural community where transportation is primarily reliant on personal vehicles—over 90% of commuters drive alone, and public transit is virtually nonexistent. The average commute time is approximately 22 minutes. The town lacks significant transportation infrastructure such as local bus or rail services; residents depend on U.S. Highway 93 for regional access. Vehicle ownership rates are high, with most households owning two or more vehicles. Major employment hubs lie outside Charlo, primarily in neighboring towns like Ronan and Polson or in agricultural enterprises surrounding the area.

Charlo, a small city in Lake County, MT, is served mainly by Charlo School District, which includes one elementary (K-6), one junior high (7-8), and Charlo High School (9-12), with just under 250 K-12 students. The high school graduation rate exceeds 90%, but only about 16% of adults hold a bachelor's degree or higher. School safety is strong, with minimal incidents reported annually. Educational programs emphasize college prep and vocational training. While there are no colleges in Charlo, adult education opportunities are available through nearby community colleges and extension programs. School performance typically matches the Montana state average.